Benefits & Wellness

Important Notice for Grain Valley R-V School District from Self Insurance Pool of Greater Kansas City, Inc. About Your Prescription Drug Coverage and Medicare

Please read this notice carefully and keep a copy where you can find it. This notice has information about your current prescription drug coverage with Self Insurance Pool of Greater Kansas City, Inc. (“SIPGKC”) and about your options under Medicare’s prescription drug coverage. This information can help you decide whether or not you want to join a Medicare drug plan. If you are considering joining, you should compare your current coverage, including which drugs are covered at what cost, with the coverage and costs of the plans offering Medicare prescription drug coverage in your area. Information about where you can get help to make decisions about your prescription drug coverage is at the end of this notice.

There are two important things you need to know about your current coverage and Medicare’s prescription drug coverage:

1. Medicare prescription drug coverage became available in 2006 to everyone with Medicare. You can get this coverage if you join a Medicare Prescription Drug Plan or join a Medicare Advantage Plan (like an HMO or PPO) that offers prescription drug coverage. All Medicare drug plans provide at least a standard level of coverage set by Medicare. Some plans may also offer more coverage for a higher monthly premium.
2. SIPGKC has determined that the prescription drug coverage offered by the SIPGKC for Grain Valley R-V School District is, on average for all plan participants, expected to pay out as much as standard Medicare prescription drug coverage pays and is therefore considered Creditable Coverage. Because your existing coverage is Creditable Coverage, you can keep this coverage and not pay a higher premium (a penalty) if you later decide to join a Medicare drug plan.

When Can You Join A Medicare Drug Plan?

You can join a Medicare drug plan when you first become eligible for Medicare and each year from October 15th to December 7th.

However, if you lose your current creditable prescription drug coverage, through no fault of your own, you will also be eligible for a two (2) month Special Enrollment Period (SEP) to join a Medicare drug plan.

What Happens To Your Current Coverage If You Decide to Join A Medicare Drug Plan?

If you decide to join a Medicare prescription drug plan, you may also continue your SIPGKC coverage for Grain Valley R-V School District. In this case, your current SIPGKC coverage will coordinate with Part D coverage. Please see your current plan design for a description of current coverage.

If you decide to join a Medicare drug plan and waive or drop your SIPGKC coverage, Medicare will be your only payer. If you are an active employee, you can re-enroll in the SIPGKC plan for Grain Valley R-V School District at annual enrollment or if you have a special enrollment event. If you are a retiree, be aware that you and your dependents may not be able to get your SIPGKC retiree coverage back.

When Will You Pay A Higher Premium (Penalty) To Join A Medicare Drug Plan?

You should also know that if you drop or lose your current coverage with SIPGKC and don’t join a Medicare drug plan within 63 continuous days after your current coverage ends, you may pay a higher premium (a penalty) to join a Medicare drug plan later.

If you go 63 continuous days or longer without creditable prescription drug coverage, your monthly premium may go up by at least 1% of the Medicare base beneficiary premium per month for every month that you did not have that coverage. For example, if you go nineteen months without creditable coverage, your premium may consistently be at least 19% higher than the Medicare base beneficiary premium. You may have to pay this higher premium (a penalty) as long as you have Medicare prescription drug coverage. In addition, you may have to wait until the following October to join.

More Information About This Notice Or Your Current Prescription Drug Coverage

Contact the person listed below for further information. NOTE: You’ll get this notice each year. You will also get it before the next period you can join a Medicare drug plan, and if this coverage through SIPGKC changes. You also may request a copy of this notice at any time.

More Information About Your Options Under Medicare Prescription Drug Coverage

More detailed information about Medicare plans that offer prescription drug coverage is in the “Medicare & You” handbook. You’ll get a copy of the handbook in the mail every year from Medicare. You may also be contacted directly by Medicare drug plans.

For more information about Medicare prescription drug coverage:

• Social Security website
• Call your State Health Insurance Assistance Program
  • See the inside back cover of your copy of the “Medicare & You” handbook for their telephone number for personalized help
• Call 1-800-MEDICARE (1-800-633-4227). TTY users should call 1-877-486-2048.

If you have limited income and resources, extra help paying for Medicare prescription drug coverage is available. More information about this extra help is available on the Social Security website or call them at 1-800-772-1213 (TTY 1-800-325-0778).

Remember: Keep this Creditable Coverage notice. If you decide to join one of the Medicare drug plans, you may be required to provide a copy of this notice when you join to show whether or not you have maintained creditable coverage and, therefore, whether or not you are required to pay a higher premium (a penalty).

Date:  [10/15/2025]
Name of Entity/Sender: Self Insurance Pool of Greater Kansas City, Inc.

Contact: Crystal Frederick
Address: 101 NW Sni-A-Bar Parkway
P.O. Box 304
Grain Valley, MO 64029-0304
Phone Number: (816) 847-5006

If you would like a print out of the Medicare Notice please contact the Human Resources Department.

About Consiglio Wellness Center: 

Consiglio Wellness Center is a Convenient Care Clinic open to Grain Valley Schools. 

Address: 1501 NW Jefferson St, Blue Springs, MO 64015
Phone: 816-874-3379
Fax: 855-618-2465

Hours: 

• Monday: 7:00 am-6:00 pm 
• Tuesday: 7:00 am-6:00 pm 
• Wednesday: 7:00 am – 12:00 pm 
• Thursday: 7:00 am-6:00 pm 
• Friday: 7:00 am – 12:00 pm 
• Saturday: 8:00 am – 12:00 pm 

Monday, Tuesday, Thursday: closed 12:00-1:00 pm for lunch.

Consiglio Wellness Center

Help for What Matters: Your Employee Assistance Program 

Our Employee Assistance Program offers services to help promote well-being and enhance the quality of life for you and your family. Support and guidance are available for assistance with family and personal issues online at worklife.uprisehealth.com and by phone at 1-800-386-7055.

Help with Health: 

• Healthy living 
• Stress management 
• Mental health 
• Diet and fitness 
• Overall wellness 

Help with Family: 

• Parenting support 
• Child and elder care 
• Learning programs 
• Special needs help 

Help with Legal and Financial 

• Legal issues 
• Will preparation 
• Taxes and debt 
• ID theft services 
• Financial tools and assistance 
• Medical bill negotiation tools 

Connect with a Counselor for Complimentary Support Services: 

• Email an Employee Assistance Program Counselor
• Phone:  1-800-386-7055
  • Available 24 hours a day, 7 days a week. 
• Uprising Health Website (Access Code: worklife) 

Office hours: Monday-Friday 6am-5pm PST. Live answer exchange available after hours. The Employee Assistance Program services are provided by Uprise Health, and its contractors. Guardian does not provide any part of the Employee Assistance Program. Guardian is not responsible or liable for care or advice given by any provider or resource under the program. This information is for illustrative purposes only. It is not a contract. Only the Administration Agreement can provide the actual terms, services, limitations and exclusions. Guardian and Uprise Health reserve the right to discontinue the Employee Assistance Program at any time without notice. Legal services provided through the Employee Assistance Program will not be provided in connection with or preparation for any action against Guardian, Uprise Health or your employer. The Employee Assistance Program is not an insurance benefit and may not be available in all states. (Future written communications may be in English only.) The Guardian Life Insurance Company of America, New York, NY. Uprise Health, Laguna Niguel, CA. Guardian® is a registered trademark of The Guardian Life Insurance Company of America and is used with express written permission.  © Copyright 2022 The Guardian Life Insurance Company of America Pub3755  2022-133072 (Exp. 02/24 )

Register for the Enrollment Portal: 

• Register for the Grain Valley Schools Chubb Benefits Enrollment Portal. 
  • Your USERNAME is your full Social Security Number without hyphens. Your PIN is the last four digits of your SSN and the last 2 digits of your birth year. 

Personal Info: 

• Review your personal information for accuracy. You may update your address, Phone Numbers, and email address. Navigate to the “Next” button and continue.

Department Info: 

• To add a dependent, navigate to the “+ Add Dependent” button. To edit a dependent, navigate to the pencil icon. To delete a dependent, navigate to the X icon. Navigate to the “Next” button and continue.

Enrollment Process: 

• Select each plan offering and make an election or decline the products for the new plan year. If you would like to make a change to a previously elected plan, select “Unlock” to make the change to the benefit.
• Once on the “Sign and Submit” page, you will be able to review your elections. If you need to make changes, navigate to the link for that coverage. You will then unlock, make your change, and select Next. This returns you to the “Sign and Submit” page. If everything is correct, select “Next”. 
• On the “Confirmation” page, enter your PIN / Password used to log in. This will finalize your enrollment. You can print the confirmation form, save it as a downloadable PDF, and e-mail a confirmation summary to the e-mail address on file.

Need Help? 

If you need help, call our benefits service center (Monday-Friday, 8am - 5pm CST):

1-877-201-0981